S.A. Advisory E-Mail Update

February 29, 2000

NEW RECOMMENDATION FOR  FEB 29,00-GR,MO,AFS,ABS & A "SHELL"-LWEI

Dear E-mailer's                        www.saadvisory.com

If you don't want our stuff any longer-visit our site http://www.saadvisory.com/update
"click" the add box --the delete will drop- add your e-mail and "send".

We have not been paid by any listed security within this message!
We have purchased all listed investments prior to our recommendation and may sell
our total or partial position at anytime.  Our main motive is long-term capital
gains, but we may take profits from time to time.

Our recommmedations are based upon strict fundamentals.

THIS FIRST GROUP OF STOCKS WILL  BE ADDED TO OUR NYSE ORPHAN STOCK PORTFOLIO FOR % GAIN
PERFORMANCE.

BF GOODRICH      SYMBOL-GR---$22.93------------------------------BUY
Aerospace industry and general aviation aircraft
52-week range--$21-$45.00
book-$11.48
dividend-$1.10
yield-4.80%
Dec 99 earnings- $3.24
Dec 00-earnings est.  $3.14
Announced stock buyback of up $300 million of its common
1999- 5 consecutive years of sales and earnings growth

GOT TO BE WORTH MORE THAN THIS -over 50% off 52-week high--We intend to monitor this
situation for long-term appreciation.


PHILIP MORRIS    SYMBOL--MO--$20.06---------------------BUY
largest cigarette manfacturer within the US- owns Kraft food and Miller Brewing
(2nd largest brewing company in the US.)
book value-$6.68
range-$18.68-$43.00
dividend yield--9.78%
dividend $1.92
99 rev $78 billion and $3.19 net/sh
00 earnings/sh est.--$3.67
near 52-week low
totally out-of-favor
recently repurchased 97 million shares at a cost of $3.3 billion
THIS IS A SCREAMING BUY WITH AN EYE POPPING YIELD--SHOULD BE DOUBLE THE PRICE-ONLY TRADING
AT 6X EST. 00 NUMBERS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


ALBERTSON'S------------------$25.125-----ABS-SYMBOL-----------------------BUY
retail food-drug chain
operates 983 stores
52-week range-$24.25-$61.00
annual dividend--.72
yield--2.87%
book--$13.01
year end --Jan 00--est. earnings of $2.24

GREAT LONG-TERM INVESTMENT--FOOD FOR THOUGHT--IF YOU HAD NO FOOD YOU WOULD NOT HAVE THE INTERNET!
GREAT CORE HOLDINGS!!!!!!!!!!!!!!!!!


TEREX CORP-----TEX-SYMBOL----------------------------------------BUY--$12.00
manufactures construction and mining related capital equipment
book- $12.83
52-week range--$11.125-$35.50
dividend--0
different tax situation this year--est. are all over the place--We will use
$3.25

THIS STOCK HAS TO BE WORTH MORE THAN $12.00----PE EST. OF LESS THAN 4X

ANOTHER CORE HOLDINGS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


ASSOCIATES FIRST CAPITAL CORP----------AFS---STRONG BUY--------------$19.625
high quality banking institution
book  value-$13.01
dividend--.26
yield-1.34%
52-week range---$17.00-$9.00
dec 99-$2.03 ACTUAL.
dec 00-$2.34 EST.
dec 01-$2.66 EST.

EARNINGS HAVE INCREASED EACH YEAR FOR THE 24 CONSECUTIVE YEARS.
THIS STOCK SHOULD TRADE AT $30.00 WITHIN THE NEXT 12 MONTHS
GREAT CORE HOLDINGS--STRONG BUY!!!!!!!!!!!!!!!!


                                       SHELL GAME
LONE WOLF ENERGY              LWEI-SYMBOL---.14
READ CURRENT PRESS RELEASE-DATED FEB 22,00
RECENTLY SOLD BIZ FOR $1.625 MILLION ON 2/18/00
TOTAL MONIES TO BE PAID BY END OF MARCH 30 00.
11,607,000 COMMON SHARES FULLY DILUTED
FULLY REPORTING WITH THE SEC.
SEE RECENT 10Q FORINFORMATION CONCERNING INITIAL ACQUISITION PLANS TO ACQUIRE
EP DISTRIBUTING COMPANY

CASH/SHARE--AROUND .11

1. pharmacy products which include 17 private labeled nutritional products which
are sold through some retail pharmacies, doctors, radio talk show sponsorship and the
INTERNET------------http://www.epphysiciansformula.com

GROUND FLOOR INVESTMENT--SPECULATIVE --WE OWN 40K SHARES AT CURRENT LEVELS --WE ARE
GEARED TOWARD LONG-TERM-WE MAY TRADE AT OUR OWN DISCRETION
WE ASSUME THAT NEWS IS COMING SOOOOOOOOOOOOOOOOON!!!!!!!!!!!!!!

                           OTHER STUFF

AFPC-has been running-rec @ .34 on 11/15/99-now .75
FCIN-very firm pricing-rec @$2.18 on 10/1/99-now $4.00
FRTI-someone is going to grab them --we smell buyout!- rec @ $6.00 on 12/28/99 - now
$8.00
CBLK--has woke up--we look for higher prices--modem refurb-only 2.3 million shares out-
standing--when you consider the action for many other stocks at present--CBLK could FLY!
MCTL-another RUNNER- rec @ .375 on 5/03/99 now $1.03
AGBG-popped out of the bag--rec @.40 on 11/26/99-now .63
NSTG- getting excited - rec @.47 on 12/28/99-now .75
AVTI--semiconductor play-rec. @.22 on 1/29/00 now .81

PS--OWC--LOOKS SUPER CHEAP @ $14.00--WE WILL MONITOR THIS ISSUE--NYSE ORPHAN PORTFOLIO-BUY-BUY
AGT--HAS BEEN FLYING--VERY INTERESTING COMPANY--TAKE A HARD LOOK!!!!!!!!!!

HAPPY INVESTING,            WILLIAM VELMER

CLICK THE INVESTOR'S BUSINESS DAILY AD ON OUR SITE FOR 2 FREE WEEKS--WE MAKE A 
FEW $$$$$$--