S.A. Advisory E-Mail Update

December 28, 1998

Subject:  Stock pick of the year for 1999--www.saadvisory.com

Dear Emailer's:       http://www.saadvisory.com

Within this email we will feature our Stock Pick of the YEAR for 1999.  This
choice will also appear within Dick Davis Digest during mid January 99!


The company's principal business is merger communications and marketing
services to financial institutions.  MKP's primary business is bank merger
communications,  which accounts for approximately 100% of revenues.  The
principals of MKP have managed over 50 merger communications and other 
projects for banks, including Bank of Boston/Bay Bank, The Bank of New York,
Citibank, First Union National Bank, first National Bank of Maryland, Nat 
Bank, Fleet Bank, The Dime Savings Bank of New York, Great Western, First
fidelity, CIT Group, PNC and Chemical Bank. 

            Select Financial Data        Year ending Dec

                     96A             97A           98E          99E
revenue              8.7 million     7.8 million   23 million   40 million
net income/sh        .003            (.07)         .32          .64
shares outstanding   4.9             7.9           9.4          9.4 million

9-months ending Sept 30,98                  3-months ending Sept 30,98
                 98            97                98           97

revenue          $16,274,000   $6,412,000        $7,000,000   $1,900,000
net income/sh    .238          (.07)             .087         (.06)
shares           8,799,000     7,992,000         9,400,000    8,015,000

Book value as Sept 30th 98 --- $4,135,922 or around .41/sh
CASH as of Sept 30th 98 --- $3,456,266 or around .35/sh
Long term debt --- 0
NOL --- over $1 million as of Sept 30th, 98
Working Capital --- $3,700,000 as Sept 30th, 98
Robert Trump owns 4.9 million shares( brother of Donald Trump)
Public float is around 1.8 million 

Remaining shares held by management and close ties.

If the Harvard Business School needed a "perfect company" regardless of size
to review for investment quality--It is our opinion FPCX would be hard to 

The company has no debt, has a huge cash horde, revenues are exploding (for
the 3 months ending Sept 98 revenue soared 268%-- for the 9-months revenue
rose by 153%),earnings are rocketing ( for the nine months ending sept98-
income/sh reached .238 versus a loss of .07)has a huge NOL, which will help
shield taxes, strong management team, great cash flow and working capital, 
leader within unique niche and best of all --FPCX is extremely cheap based

Based upon recent management conversation concerning the future revenue and
earnings growth---Management has no problem with the numbers for the year
ending December 31, 98, that is, $23,000,000.00 and income/sh of .32!  As Mr.
Finley ( president) stated within our Sept/Oct newsletter " the revenue and
earnings trendline is anticipated to be a mirror image of the first six 
on 98 continuing through 99".  IT SURE LOOKS LIKE MANAGEMENT IS RIGHT ON 
Based upon 98 est. for rev and earnings our current share price of $1.06 
indicates a severely undervalued and underfollowed investment opp.  As present
FPCX is currently trading at a PE of 3.3X, 2.2 book, .43 PSR and 3X cash!!

If one considers that FPCX is growing by triple digits and earnings are just
as mindblowing---that higher fundamental variables surely be assigned!!

Even if we assign a conservative PE of 15X ( COMPANY IS ANTICIPATING TO GROW
our earnings for 98 our share price would equal $4.80--a 352% gain over 
current levels..  Next year numbers are even more attractive---earnings for
99--according to management should reach .64/sh--with the same PE valuation
of 15X--our share price zooms to $9.60/sh!!!!

If FPCX was to trade at 1X sales--which of course is extremely low then our
share price based upon 98 numbers equals $2.50  and for 99 equals $4.00!!

Concerning NASDAQ-- The company hopes to get list within a reasonable time 
period.  Management is considering a secondary at the $4.00 level.  The
company is also acquisition oriented.

In our opinion, based upon what we have and what is anticipated FPCX is worth
at least  $3-$5 near term and $6-$9 within 12 months if revenue and earning 
projections are met!!

In our opinion FPCX will get noticed sooner than later and will appreciate
dramatically from current severely undervalued levels.  It should be 
considered as a core holdings within any portfolio of undervalued micro-mini

For more information call the company--Mr Finley--1-212-557-0401
For a qualified broker-----------------Mike Chesler--1-800-331-1355

This investment opp. has been rated a Strong Buy!  We first recommended FPCX 
on or about August 20,98 @ .81/sh.  We have not received any form of 
compensation for our opinioned recommendation.  We currently hold a position
in FPCX and may buy, sell or hold according to our investment objectives! We
are currently monitoring a position in a specified portfolio for % gain 

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During 1998 we issue 30 email messages! We of course have no idea how many
messages will be release during 99.

One last note:
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